Accidents can happen anytime, anywhere; who knows that better than pet parents?
If you have a furry baby at home, you probably know the drill involved. Unanticipated vet visits and the funds involved can stress you out, especially when they happen back to back. Even when the vet bills seem trivial, they can quickly add up to hundreds to thousands of dollars during medical emergencies when you have a pack to take care of.
In a multi-pet household, the owners should be all the more prepared, so unexpected vet trips don’t exhaust their entire savings. This is precisely why pet owners should consider purchasing dog insurance NZ. Puppy insurance makes providing pets with quality medical care possible with little financial implications.
Contemplate buying a policy so getting timely medical assistance need not be a significant economic hassle. In the meantime, read this article to learn some tips that help prepare for unanticipated vet costs.
1.Dedicate special funds
Have a dedicated savings bank account for pet care so you will have a calculated amount of money even if you splurge on necessary and unnecessary things using your credit card. Keeping your and your pet’s money separate is essential so you don’t deplete all of your earnings on impulse buys.
Think about your average monthly expenses from buying pet food, bathing and other essentials, grooming, pet boarding, dental cleaning ups, and vet trips. You should also consider the cost of annual vaccinations and booster doses. Deposit some extra money to manage testing and treatment costs due to non-routine vet visits and emergencies.
2.Design a payment system
You can pay those fat bills in installments, provided your vet agrees. Note that not all veterinarians accept such a payment system. If you are a regular visitor to the clinic, the vet may make some concessions on the payment method, or they may not. However, there is no harm in asking if you can pay a partial upfront payment and the rest over the coming month/s.
Even when a vet is morally obligated to save lives, they do it to earn a living. If the vet disagrees with your short payment plan, know that they, too, will have bills to pay.
3.Request a discount or a cap
Dental cleanings, especially under anesthesia, can cost a lot of money. When you have more than one furry pet, you can imagine the money you will need to shell out to keep them on top of the dental routine. In a case like this, you can request a discount or honestly discuss your budget with the vet so your pets can avail of the most needed services. You can postpone the rest to a better time when money flows, and you can afford preventive care for your fur babies.
Consider following the above tips but – importantly – consider being prepared with dog insurance in NZ. Puppy insurance allows you to provide your canine babies with timely medical help at reasonable costs. Contemplate purchasing a policy so you don’t have to hesitate to spend on diagnosis, treatments, and medications during distressing health situations and emergencies.